$560,000 for 2 Boston parking spaces. Really? What would $560,000 buy in Marblehead?

Two parking spaces – not garages, just spaces – on Commonwealth Avenue in Boston sold this week for $560,000, which had me considering what one could buy for that money in Marblehead.

As it happens one house has just sold for exactly $560,000. Like the Boston sale this one had two parking spaces. Unlike the Boston sale this one also had a 2,600 sq.ft. 4 bedroom Single Family Home.

Hm.

Pending home sales in Massachusetts soared in May – or did they?

The Massachusetts Association of Realtors (MAR) reported this week that pending home sales – those with a signed Purchase & Sale agreement – for Singe Family Homes (SFHs) soared by 84% in May compared with May 2012, and by 58% compared with April 2013.

Great! But wait a minute. As I reported in this post One-day record for homes going under agreement the MLS changed its methodology of reporting sales with an accepted offer as of May 17, but DID NOT ADJUST THE HISTORIC DATA!!!!! (more…)

How long will it take to sell MY home?

My posts yesterday showed the supply of  homes for sale  in terms of months of current supply. That’s one useful piece of information.

But if you are thinking of selling, or have a house currently on the market, the question you want to ask is: How long will it take to sell MY home?”

First, let’s look at those Single Family Homes (SFHs) that are currently Under Agreement (UAG), meaning they have an accepted offer. Here’s the breakdown by Days on Market (DOM) and by price: (more…)

Housing supply varies greatly by price

When I presented the inventory data to the Harborside office meeting on Tuesday, I was asked how it varied at different selling prices.

The answer is “greatly”, with the market under $500,000 clearly a sellers’ market, while at the upper end supply is plentiful.

Here are the numbers for the North Shore overall. I can provide the numbers for any specific city or town – including those not in my composite – on request. (more…)

North Shore housing inventory gently rising

Spring and early summer see the greatest number of both listings and sales and the supply numbers at the beginning of June are a pretty good indicator of the current market.

The quick summary is that supply is gently rising, but not enough to change the balance of power which remains firmly with sellers, although as my next post shows this does vary according to the price bracket. (more…)

$80,000 reduction: waterfront Colonial with dock on nearly an acre

Wow! Come and see this beautiful home at 36 Crestwood Road, Marblehead (West Shore Drive to Shorewood Road to Pinecliff Drive to Crestwood Road), reduced to $1,295,000. Open House Sunday 12-2.

“This looks like a model home”, was one comment I heard. “What a beautiful re-do” was another. (more…)

Mortgage rates jump to highest level in a year

According to Freddie Mac the average 30-year rate rose for the fourth consecutive week to 3.81 percent, up from 3.59 percent last week, and nearly 1/2% higher than the 3.35% at the beginning of May. A year ago the rates was 3.75%.

The 15-year rate also increased to 2.98 percent from 2.77 percent.

With much discussion about when and how the Federal Reserve will move to reduce or end the Quantitative Easing policy which has kept interest rates low for an extended time, does the action of the last month indicate that mortgage rates have finally bottomed?

And will home buyers react, as they often do to rising mortgage rates, by rushing to buy now and lock in what is still an historically low rate?
Read Freddie Mac report

Massachusetts median Single Family Home price up 10.5% in April

The Massachusetts Association of Realtors (MAR) released its April report this week.
Other highlights:
Sales of Single Family Homes (SFHs) eased 1% from a year ago, the third straight month of slight year over Year (YOY)declines, caused by the shortage of homes available for sale.
But… April saw a big jump in new listings (it’s called Spring) which, according to MAR, should help the market move closer to being balanced.
Days on Market (DOM)for SFHs was 110 in April 2013, down from 126 a year ago.
Inventory at the end of April was down 27% YOY and represented 5.6 months of supply, vs 9 months a year ago and up from 5.3 months in March.
Read report

A round-up of the week’s national housing news

The National Association of Realtors (NAR) reported that its national Pending Home Sales Index in April rose 10.3% from a year ago, with the Northeast region jumping 17.7%.
Read press release

Meanwhile, existing home sales reported by the NAR,increased slightly in April to an annual rate of just under 5 million, up nearly 10% from a year ago.
Read press release (more…)

New home prices jump 15% to all-time record high

Figures from the Commerce Department this week show that the median price of a new home in the US in April rose 15% Year on Year to reach a new all-time record of $271,600.

During the recent recession, new home sales collapsed from an annual rate of 1.4 million in July 2005 all the way to just 273,000 in February 2011.

As homebuilders are once again starting to crank up production, that rate has recovered to 454,000 in April, at which time there was 4.1 months of supply.

New home sales represent 7% of the US housing market, so are less significant than existing home sales, but are important because only by building new homes can we meet the demand from new household creation.

The good news is that new home construction (both single and multi family) was running at an annual rate of 850,000 in April, while new permits topped 1 million.

The impact of strong demand and low supply can be clearly seen in this chart from Haver Analytics:
New Home Prices Rise as Supply Falls

What Women Want

No, not an agony column, and no I don’t have the answer. But when women say “we need to talk” about housing choices, a quick read of this article on HSH’s website may give a man some hints.
Home buying bridges the gender gap

All-time one-day record for homes Under Agreement throughout Massachusetts

Tuesday, May 21st, 2013 saw an all-time record for the number of homes going Under AGreement (UAG). In Marblehead alone the number almost doubled to 69 and the same pattern was duplicated throughout the State.

Does this mean that we should be wondering if Massachusetts is entering a housing bubble, as some were concerned in Los Angeles earlier this year? What is going on? (more…)

Record visits to OliverReports.com this weekend

Maybe it was the subject matter – the upper end of the market – but whatever the reason my blog had a record number of visits this weekend.

If you stumbled on my site by chance, please either “friend” Oliver Reports on Facebook or sign up at www.OliverReports.com for email alerts of new postings.

I publish one or more articles every Saturday on a variety of real estate related topics. My goal is to make the articles short and topical.

As my home page says, Oliver Reports is: “The source for Marblehead and North Shore real estate news.”

And I also publish comments on the Boston market from time to time because of the influence that market has on the entire region.

Where have all the buyers gone?

Wait a minute, don’t I mean sellers? Isn’t the lament – posted here and everywhere else – that the housing market is being held back by the lack of sellers?

Well, yes, that is certainly true at lower price levels. In MHD, for example,there are just 16 Single Family Homes (SFHs) available for sale under $500,000, compared with a total of Sold, Under Agreement and with an Accepted Offer (SUAGAO) of 59 so far this year. That works out to less than 2 months of supply, when 6 months is regarded as a stable market.

But while the market at the higher end is booming in Boston and robust elsewhere, buyers at $1.5 million and above seem largely to have given the North Shore a pass, at least so far.

Here are some numbers I ran yesterday for Marblehead which I found startling. So far this year, the number of SFHs under $1.5 million that had either Sold, were Under Agreement or had an Accepted Offer (SUAGAO) was 124. The number available for sale was just 59, so sales and pending sales were more than twice the available supply.

Now let’s look at SFHs at $1.5 million and above. The number available was 35 – or more than half the number under $1.5 million. But the number that have sold or received an accepted offer (SUAGAO) was….4. Let’s be explicit. If sales at this level were at the same pace as sales below $1.5 million the number of sales and accepted offers would be 73. But it is just 4. (more…)

Waterfront property in Marblehead $1 million below Assessed Value

One of the surprises to me this year has been the relatively low level of activity in Marblehead waterfront property. I know there is quite a lot of supply, but with the top end hitting new highs in Boston and other cities it does seem that there is an opportunity to buy wonderful property at a great price. As my attorney said to me when I closed on my house many years ago: “they can’t make any more waterfront”.

Recently a beautifully elegant waterfront property came on the market for $1 million below its Assessed Value. The house does need some updating – and I know from personal experience how much it can cost to restore an old house – but if you are in the market for a traditional, New England waterfront property, this is well worth a look.

I’d love to tell you more about this house but apparently it would be a breach of ethics for me to do so as I might be deemed to be recommending a property listed by another Realtor. Go figure.

While there may appear at first glance to be a lot of waterfront homes for sale at the moment, the detailed analysis that a buyer at this level would undertake quickly shows that there are several different categories, by location, condition and style for example, that whittle the number down rapidly when a buyer’s criteria are considered.

And as I point out in another post this morning, the buyers at the upper end are active elsewhere. Surely the delights of summer on the water in Marblehead will attract buyers soon!